Effective date: October 23, 2026

This Disclaimer applies to information on investorcrate.com and to information we provide about our products, subscriptions, precious metals, market prices, and promotions. It is intended to clarify the limits of that information. It does not replace the product description, checkout disclosures, Terms of Service, Subscription Policy, Refund Policy, Privacy Policy, or the Official Rules for a specific giveaway. Read the terms shown with the particular product or offer before purchasing or entering.

1. Investor Crate Sells Physical Merchandise

Investor Crate, LLC is a U.S.-based retailer of physical merchandise, including bullion, coins, rounds, bars, and collectible products containing gold, silver, platinum, or other materials. We sell the particular item described in the applicable product listing or subscription offer. A product’s description as bullion, a collectible, or a commodity describes the merchandise and does not determine its legal or tax classification. Classification depends on the facts and applicable law.

Our products are not deposits, bank accounts, securities accounts, or interests in a pooled or managed portfolio. Unless we expressly state otherwise in a separate written agreement, a purchase does not give you an ownership interest in Investor Crate, our suppliers, or any other business or asset.

2. No Investment or Professional Advice

Investor Crate is not acting through this Site as your investment adviser, investment company, broker, dealer, commodity trading advisor, fiduciary, financial planner, tax adviser, or legal adviser. We do not manage customer portfolios, accounts, or investments, and we do not provide individualized recommendations about whether, when, or how much metal to buy, hold, or sell.

Product listings, market references, educational material, and statements by our personnel are general information about merchandise. They are not a personal recommendation, an assessment of your financial situation, or a prediction or promise of performance. Nothing on the Site should be relied on as a substitute for advice from a qualified professional who understands your circumstances. If you need investment, financial, tax, or legal advice, consult an appropriately qualified independent professional.

3. Precious Metals and Collectibles Carry Risks

Prices for precious metals and collectibles can move up or down, sometimes substantially. A purchase may lose value. We do not promise that a product will appreciate, preserve purchasing power, produce income, be liquid, or be resold at a profit—or at all. Past prices, past performance, historical charts, and examples do not predict future prices or results.

A retail price may differ from the spot price or the metal’s melt value. It may include a premium and costs associated with the item’s form, design, condition, collectibility, sourcing, packaging, payment, shipping, and fulfillment. The premium or collectible component may not be recovered if you later sell the item. A future buyer’s offer may be below your purchase price or below the then-current spot or melt value. Dealer spreads, transaction costs, taxes, shipping, insurance, storage, and other costs can affect any resale outcome.

Spot prices and third-party market references can be delayed, incomplete, or based on different markets, products, units, or times. A displayed reference price is not necessarily a current, executable quote for the exact product offered by Investor Crate. Unless a product listing or separate written agreement expressly says otherwise, we do not promise to repurchase an item, provide a buyback price, arrange a resale, or maintain a secondary market.

4. Product Information and Availability

We work to describe products accurately, but images may be representative and product availability may change. Designs, dates, mint marks, packaging, condition, or other details may vary only as permitted by the particular listing or subscription offer. Read the product description and checkout disclosures carefully; they control the specific characteristics promised for your order. If an item is unavailable or a listing contains a material error, our options for correcting or canceling the order are described in the Terms of Service and Refund Policy.

Information on the Site may not always reflect the latest inventory, price, shipping estimate, or product specification. We may correct errors or update information without notice, subject to obligations for an order already accepted and any rights provided by law.

5. Subscription Purchases

A subscription is a recurring purchase under the offer and checkout disclosures accepted when you enroll. The billing amount, frequency, shipment timing, cutoff date, applicable fees, and cancellation process are described in the offer and Subscription Policy at https://investorcrate.com/page/Subscription-Policy. Subscription contents may vary as stated in the offer. Review those terms before enrolling; this Disclaimer does not change them.

6. Giveaways and Promotions

Giveaways, sweepstakes, contests, and other promotions are governed by the Official Rules published for each promotion. Those rules control eligibility, entry methods, any free method of entry, dates, entry limits, prize details, odds or odds factors, winner selection, and other requirements. See the Giveaway Policy at https://investorcrate.com/page/Giveaway-Policy for general information; it is not a substitute for the Official Rules.

No purchase is necessary to enter or win a sweepstakes, and a purchase will not improve your odds of winning. The no-purchase entry method and instructions, if applicable, appear in the specific Official Rules. A purchase is a separate merchandise transaction and does not guarantee a prize or sweepstakes entry unless the applicable Official Rules expressly provide for an entry in a way allowed by law.

7. Reviews, Testimonials, and Examples

Customer reviews, testimonials, photographs, and examples reflect the experiences or opinions of the people who provided them. They are not guarantees that another customer will have the same experience, receive the same product variation, or achieve any particular financial or resale outcome. Any compensation, free product, or other material connection associated with an endorsement will be disclosed where required by law.

8. Third-Party Information, Links, and Tools

The Site may refer to third-party market data, websites, payment services, carriers, platforms, or tools. We do not control the content, availability, security, or practices of independent third parties, and a link or reference does not mean that we endorse them. Third-party information is provided for convenience and may be incomplete, delayed, or changed without notice. Check the third party’s own terms and notices before relying on its content or services.

9. Cookies, Pixels, and Advertising

The Site is hosted on Shopify and may use service providers including Google, Meta, and Klaviyo. We and these providers may use cookies, pixels, tags, scripts, or similar technologies for site operation, checkout, analytics, customer communications, and advertising, as described in our Privacy Policy and any applicable privacy notice or consent tool. These technologies may collect or receive information about your browser, device, and activity on the Site and may be used to measure or personalize advertising, subject to applicable law and your choices.

Privacy choices and controls can vary by state, device, browser, and service. Browser settings or ad blockers may not prevent all tracking. See the Privacy Policy at https://investorcrate.com/page/Privacy-Policy and the California and Texas Privacy Policy at https://investorcrate.com/page/CA-and-TX-Privacy-Policy for details and applicable choices. This Disclaimer is not a consent notice and does not replace any consent or opt-out mechanism required by law.

10. No Waiver of Legal Rights

This Disclaimer does not limit any express product warranty we provide in writing, any statement or obligation that cannot lawfully be disclaimed, or any consumer right or remedy that applicable law does not allow us to waive. For other terms governing purchases, refunds, shipping, subscriptions, privacy, accessibility, and promotions, review the Terms of Service and the related policies linked on our Site.

Contact

Investor Crate, LLC
900 S. Willow Ave., Unit #2669
Cookeville, Tennessee 38501, USA
Email: support@investorcrate.com